Thinking Out Loud

One of my all time favorite sayings is—“When a thousand people die, it is a statistic.  When one person dies, it’s a tragedy.”   I have foun...

It may be worthwhile to refinance if you can lower your monthly payment by a significant margin and you plan to stay in your home long enoug...

Key Points • Invest in Tax-Deferred and Tax-Free Accounts • Consider Government and Municipal Bonds • Look for Tax-Efficient Investmen...

I got an interesting phone call today from a banker. Scott called me from the bank today and asked how I was doing.   To which I replied, ...

Today, I was on a telephone call with the Financial Planning Association's ethics committee.  On the call, we were reviewing the case of...