You know that look you get when you think you have gotten away with something--the sly monkey grin. That is the visual I had yesterday while reading an article from an "expert" in the retirement income field. He was referring to the use of annuities and how "the masses" (that's you and me) can help fund one's retirement and that if advisors and customers get smarter the insurance companies won't be able to continue to offer such a good deal.
Junot Diaz an MIT Professor and also associated with Harvard recently said--"I teach classes everyday and I can tell you there is absolutely NO correlation between knowledge and wisdom." Jeff here in our office said, after passing the rigorous mult-year CFP(r) (certified financial planner) program and examination 6 years ago and then coming to work here in our office, that "I didn't know how to DO financial planning. I had lots of information from the study programs and books but no practical experience or knowledge to apply it in the real world."
Recently I was stuck somewhere waiting with my I-pad and one of my favorite apps--Penultimate. I had just seen a Discovery Channel film that featured penguins playing in big waves. My childish rendition is shown here. Today I received an email from a thought group regarding societal and human development called Spiral Dynamics Integral. The video below shows a clip of the very same penguins.
On the way back in the car from a business lunch 4 of us financial planner, husband, father, coach guys were talking about Money and Energy. Here lately especially with the election coming up and the goings on with Oil and Gas companies here locally there has been no shortage of doom and gloom predictions.
Junot Diaz an MIT Professor and also associated with Harvard recently said--"I teach classes everyday and I can tell you there is absolutely NO correlation between knowledge and wisdom." Jeff here in our office said, after passing the rigorous mult-year CFP(r) (certified financial planner) program and examination 6 years ago and then coming to work here in our office, that "I didn't know how to DO financial planning. I had lots of information from the study programs and books but no practical experience or knowledge to apply it in the real world." 
