How To Easily Pay Down Debt

Whether in the global economy or your personal economy the picture shown here is true.  We as Certified Financial Planner Practitioners (tm) are regularly asked to make recommendations regarding college savings.  We also see student debt as liabilities for some clients years after entering the workplace.  It occurred to me how college debt could be compared to government debt as an example of how income growth makes paying down debt SO much easier.

Why Mandatory Social Security Makes Sense

NO--that is not a picture of the neighborhood in which I live.  However, a few years back I was blessed (read tormented) to serve as president of a neighborhood with 1600 or so homes that did not have a mandatory homeowner's association (HOA).  This neighborhood is very nice but only about half of the homeowners choose to pay the voluntary dues ($300/yr) that pay for common area  maintenance, security patrol and regular events.