Terms

Access Financial Resources, Inc. (“AFR”) is registered as an investment adviser with the United States Securities & Exchange Commission. AFR may only transact business in those states in which AFR is registered, or qualifies for an exemption or exclusion from registration requirements. For information pertaining to the registration status of AFR, please contact the SEC for those states in which AFR is registered. Moreover, a copy of AFR's current written disclosure statement discussing AFR's business operations, services, and fees is available from AFR upon written request.

AFR’s web site is limited to the dissemination of general information pertaining to its financial planning and investment advisory services. Accordingly, AFR’s web site on the Internet should not be construed by any consumer, client, or prospective client as AFR's solicitation over the Internet to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation to any resident of any state.

THE INFORMATION ON THIS WEBSITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS, AND AFR DOES NOT WARRANTY THE TIMELINESS, ACCURACY, COMPLETENESS, PERFORMANCE, MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE OF, OR OTHERWISE ENDORSE, THIS SITE OR ANY CONTENT. ALL IMPLIED WARRANTIES ARE EXCLUDED FROM THESE TERMS TO THE EXTENT THAT THEY MAY BE EXCLUDED AS A MATTER OF LAW. ADDITIONALLY, AFR MAKES NO WARRANTY THAT THIS WEBSITE IS FREE FROM VIRUSES OR OTHER HARMFUL COMPENENTS.

UNDER NO CIRCUMSTANCE, INCLUDING BUT NOT LIMITED TO, NEGLIGENCE, WILL AFR, its directors, officers, employees, and affiliates BE LIABLE FOR ANY DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS) ARISING IN CONTRACT, TORT OR OTHERWISE FROM YOUR USE OR INABILITY TO USE THIS SITE OR ANY CONTENT OR FROM ANY ACTION TAKEN OR NOT TAKEN AS A RESULT OF USING THIS SITE OR ANY CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

All information and ideas should be discussed in detail with AFR or your individual financial advisor prior to implementation. As a result, the consumer, client, or prospective client understands that AFR is not rendering legal, accounting, tax, or other professional services. If legal advice or other expert assistance is required, the services of a competent professional should be sought.

Links to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions, organizations, or individuals independent of AFR. As a result, AFR does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by AFR.

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